Since 2005 I've looked at a bunch of financial planning software programs. The one thing they all have in common is that they all calculate when you will run out of money in retirement.

However, from working with actual "retirees" for years, I have noticed that healthy people don't run out of money. People who battle with illness run out of money.  Broken health leads to broken wealth.

So, from a financial standpoint, the best retirement is a healthy one.  Health is Wealth.

My favorite Charlie Munger quote is, "what is an old man going to do with another billion dollars?"  So even if you have more money than you will use in your lifetime; Health is still the ultimate Wealth. 

K.W.

P.S.  Any form of Medicare health insurance should be considered a tremendous asset by retirees.